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Cap on care cost

Monday 20 February 2023

The Government announced that the adult social care charging reform would be delayed until October 2025. The decision was made in the Autumn Statement on 18 Novemeber 2022. 

The Government will delay the introduction of the cap on care costs for two years. Noone starting care from October 2025 will need to pay more than £86,000 towards their lifetime personal care needs. Currently, the amount you could pay is unlimited. 

Your care costs will typically be made up of:

  • personal care costs - the amount you pay for your carers to help with tasks such as dressing, bathing, going to the toilet
  • daily living costs - if you live in a care home for things such as food, rent, accommodation costs, and energy bills

From October 2025, the amount you will have to pay for your personal care costs will be capped at £86,000.

How much you have to pay for your care depends on how much money and assets you have. This won’t include the value of your home if you or your partner still live in it.

You can find out more about the proposed reforms for adult social care on the Department for Health and Social Care website.